Cavity Wall Insulation Claims
Is your home one of the thousands across the UK that has been affected by poor cavity insulation? Causing damage to the property or your health? Find out if cavity wall insulation claims can help you get compensation
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Cavity Wall Insulation Problems: Are you entitled to a claim?
Have you had a cavity wall insulation installed in your property? Are you experiencing problems, such as mould, damp and condensation and in some cases even health problems? If yes, you can be eligible for compensation. Cavity wall insulation is an ideal way of reducing your energy costs. However, there have been issues where the insulation has been mis-sold or not installed correctly.
In fact, it is estimated that over 1.5 millions of homes have had their Cavity Wall Insulation poorly installed or the wrong type of product has been used. This has made many property owners to experience numerous problems including cavity wall insulation damp issues, infestation, mould, inefficient energy use and even health problems. If you are experiencing any of these problems, Contact US to help you make a successful claim. Here are the essential details you need to know before making a Cavity Wall Insulation Claim.
Many people were given 25 year cavity certificates from a cavity insulation guarantee agency ensuring energy efficiency. A lot of energy supplier ran campaigns for free cavity wall in the insulation industry.
We can also help with cavity wall extraction
What Exactly Is Cavity Wall Insulation (CWI)?
Cavity Wall Insulation commonly abbreviated as (CWI) is a type of wall insulation that is installed between two brick walls, one internal and the other one external. Most properties that were built after the 1920 have these two cavity walls in place. The most commonly used cavity wall insulation's are Urea formaldehyde foam, Blown mineral fibre, and polystyrene beads. All of these materials can be very effective if installed correctly, but if they are not installed correctly, problems such as:
- Dry rot
- Increased heating bills
- Health issues
can all arise, which means your home and its occupants could be suffering. If you notice any of these issues, you could be entitled to compensation which could be used to get the cavity wall insulation removed and the problems that come with it rectified. Contact our Cavity Wall Insulation claims team to start making your claim today.
How Do I Know I am Eligible to Make a Cavity Wall Insulation Claim?
Your eligible to make a claim if you feel like you meet one of the below reasons. If you Think cavity claim? These are the main reasons but there is other reasons you could be able to claim if so feel to get in touch. people claim for a lot of things such as mis sold sipps.
If you have mould, bad smell or damp patches after cavity wall insulation was installed in your property, you may be eligible to make a claim. Some of the most common signs of poor insulation include:
- Rotting woodwork
- Peeling wallpaper
- Damp walls
- Condensation on walls and windows
- Fungus, mildew and mould growth
- High energy bills
- In extreme cases, there can be subsidence and buckling walls
It is important to note that there can be even more severe consequences of poorly installed cavity wall insulation, such as mould personal injuries like respiratory problems may develop. In addition, existing conditions can be made worse, for example sinusitis, asthma, Bronchitis, shortness of breath, sickness and fungal infections.
How To Spot These Problems?
We have put together a list for you so you can work out how to spot these signs of damp problems, mold and signs to see if your cavity walls are energy efficiency.
• Changes in plaster up to 1 metre above floor height.
• A musty odour
• Discolouration of walls and ceilings (especially at, or near, floor level and joists)
• Surfaces of walls, ceilings or floors that feel very cold or damp.
• Excessive levels of condensation on windows.
• Wallpaper that’s ‘lifting’.
• A generally chilly or damp feeling.
• Mould build-up and other fungal growths.
• Damp floor tiles.
• If you’ve loft access, check the underside of insulation.
• Algae and mould on external walls
How To Spot Blocked Air Vents
- If you look into the air vents and you can see that there is a substance filling it then this is a sign there blocked.
- You will see water droplets on your windows.
- Initaily fungus will apear and it will show as an off white felt or cotton wool and will show as sheets on brickwork and timber and can delvop to to fungus strands which are as thick as your finger, if exposed to light it will show a yellow colour.
- Its normally the timber which take the damage but mushroom shape bodies can grow through furnishings and produce multiple sores. Damage is often confined to timber but large flat mushroom-like fruiting bodies can easily grow through finishes such as plaster or paint. These fruiting bodies may be the first visible sign of a problem, and they produce numerous spores which are normally brick-red in colour.
How Were Cavity Wall Insulation’s Mis Sold?
Many property owners in the United Kingdom were persuaded by energy companies to take part in the Government’s Energy Efficiency Scheme, by installing cavity wall insulation with the promise of reduced energy bills. This work was subcontracted to CWI installation firms by the Energy Companies that were required to meet the government’s energy target. CWI installation companies were also given the responsibility of attracting property owners into the scheme.
However, the Government later published a report in December 2016 admitting that there were “too many poor quality CWI installations” done by companies that did not have the necessary skills. This has resulted in approximately 1.5 million homes suffering from damp and mould problems. In addition, health problems have reported by the occupants of the affected homes.
The Cavity Insulation Guarantee Agency (CIGA) is the organisation that is responsibility for putting things right for consumers if something goes wrong with the insulation work even when the insulation firm does not provide redress.
However, both the CIGA and the Installers have declined to acknowledge that the cavity wall insulation is the cause of the problems. Instead, they have both constantly insisted that the damp and mould problems are caused by the construction faults in the building or lifestyle condensation caused by the occupants.
It is work of the work of the CWI installer to assess the suitability of insulation before installation. Thus, they should not have installed Cavity Wall Insulation in properties with construction faults. Similarly, it is wrong to claim that lifestyle condensation caused the damp and mould problem as this could have been foreseen and homeowners warned of the issue prior to installation. Thus, the CWI Installers remain liable for the losses incurred by the property owners.
Is There a Timeframe within Which I Should Make a CWI Claim?
To make a claim, your Cavity Wall Insulation must have been installed within the last 6 years. However, you can still be able to make a claim for up to 15 years if you have just recently discovered the problem. If you are bringing a CWI claim and wish to include a personal injury claim, then you must lodge the claim within 3 years of the health issues having arisen or you becoming aware of it.
Where personal injury claims are concerned, claims expert may advise you to bring separate claims, i.e., one for negligent CWI installation and the other for personal injury. This is because protocols and limitation dates for both cases differ.
What Else Can I Claim?
In addition to Poor CWI installations and Personal Injury Claims, you can also claim that CWI was missold to you on the basis that you were made to believe that the installation was being funded by a Government grant. This was the case with many homeowners who later discovered that the funding was actually via a loan that had to be paid back via their energy bills. This resulted in unexpected costs, which of course should be reclaimed based on the fact that the Cavity Wall Insulation did not even deliver the promised results.
What Documents Do I Need to Make a CWI Claim?
Any documents related to the Cavity Wall Insulation can be useful. This could include:
- Pictures of the property before and after
- Business cards
- Any warranty or guarantee
- Your signed contract or agreement
- Your property assessment report
Why Do I Need a Specialist For My CWI Claim?
Cavity Wall Insulation claims are complex and it is essential that you hire a claims expert who is well versed with the processes and challenges involved. At Cavity Wall Insulation Claims, we can help you claim for your compensation the easy way. We have a team of highly experienced CWI claims experts who will examine your case and guide you step by step through the claim process. Contact Us today to start making your CWI claim.